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Value & money

Hiring a web developer vs Bluehost - what actually makes sense?

HostSmart.blog June 2026

The short answer

For most small businesses, Bluehost with its guided WordPress setup is the smarter starting point - saving $2,000-8,000 upfront and giving you full control. Hiring a developer makes sense only for genuinely complex, custom functionality most small businesses never actually need.

"Should I just hire someone to build my website?" It's one of the most common questions small business owners ask when they're starting out. The honest answer depends on what you actually need - but for the vast majority of small businesses, the maths and the practicality both point the same direction. Bluehost with WordPress gets you further, faster, for less.

What a developer actually costs

Freelance web developers in 2026 typically charge $50-150 per hour, or quote a flat project fee for a small business website. Here's what that looks like in practice:

Developer routeTypical cost
Simple 5-page business website$2,000-4,000
Website with e-commerce$4,000-10,000
Ongoing monthly maintenance$100-500/month
Any future changes or updates$75-150/hour
Typical first year total$3,500-12,000+

What Bluehost with WordPress costs

Bluehost routeTypical cost
Hosting (Business plan)$6.99/month
Domain nameFree year 1
SSL certificateFree
WordPress theme (free options)$0
Any future changes$0 - you do it yourself
Typical first year total~$84
$3,500+
Typical first year savings going the Bluehost route
0
Hourly fees for future changes when you control your own site
30 days
Money-back guarantee if it's not right for you

The hidden cost of hiring a developer

The sticker price isn't the whole story. When you hire a developer, you typically lose something just as valuable as money: control.

Every small change costs time and money
Want to update your opening hours, add a new product, or change a photo? With a developer-built site, that often means emailing them, waiting for a quote, and paying for what takes 5 minutes yourself in WordPress.
🔒
You may not own your own website
Some developers build sites on platforms only they can access. If they disappear, retire, or you have a falling out, you can be left with no way to update or even access your own website.
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Turnaround time
Freelance developers juggle multiple clients. A "quick update" can sit in their queue for days or weeks - while your business needs to move now.
Watch for this: If you do decide to hire a developer, always insist on owning your own hosting account and domain registration in your name from day one. Never let someone else hold the keys to your online presence.

When hiring a developer genuinely makes sense

To be fair and balanced - there are real situations where a developer is the right call:

Complex custom functionality - booking systems with unusual logic, custom integrations with internal software, or genuinely unique features that off-the-shelf WordPress plugins can't handle.

You have zero time and a healthy budget - if your time is worth significantly more than the cost of outsourcing and you can comfortably afford $3,000-8,000, paying someone else to handle it entirely can be a reasonable trade.

Highly bespoke brand requirements - businesses where the website design itself is core to a premium brand identity sometimes benefit from custom design work a template can't replicate.

What most small businesses actually need

The truth is most small business websites need the same handful of things: a homepage, an about page, a services or products page, a contact page, and maybe a blog. WordPress on Bluehost handles all of this extremely well with free themes built specifically for small business - no custom development required.

Bluehost's guided setup walks you through choosing a theme and installing WordPress in minutes. From there, adding pages and content is genuinely drag-and-drop simple - no coding knowledge needed.

A practical middle ground: Some small business owners use Bluehost to set up the foundation themselves, then hire a freelancer for just a few hours to help with design polish or a specific feature - getting the cost savings of self-hosting with a bit of professional help where it counts most.

The bottom line

For the vast majority of small businesses, hiring a developer is paying a premium for something Bluehost and WordPress already handle well - and locking yourself into ongoing costs and dependency in the process. Unless your needs are genuinely complex, starting with Bluehost gives you a professional website, full ownership, and thousands of dollars back in your pocket to spend on actually growing your business.

Build it yourself - save thousands

Bluehost from $3.99/month - free domain, free SSL, one-click WordPress, 24/7 phone support. 30-day money-back guarantee.

Get started with Bluehost →
This article contains affiliate links. If you purchase through our links we may earn a commission at no extra cost to you. Cost estimates are based on typical industry rates as of June 2026 and will vary by region and project scope.
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Affiliate disclosure
HostSmart.blog is an independent review and information site. We earn commissions when you purchase through our affiliate links, at no extra cost to you. Prices and features shown are subject to change - always verify current pricing directly on Bluehost's website before purchasing.